In an era where the digital nomad lifestyle has captured the hearts of wanderers everywhere, the freedom to explore new cultures and work from breathtaking locations is more appealing than ever. However, amidst the excitement of packing your bags and booking your next flight, there’s one crucial aspect that often gets overlooked: the real cost of healthcare across the globe.
Read moreTag Archive for: Health Insurance
Quite some digital nomads are making a mistake by trying to avoid medical underwriting in their long-term international health insurance. There is only a small number of cases where this can actually make sense. You are most likely none of them.
When selecting health insurance as a digital nomad, opting for medical underwriting can often provide better coverage and cost-effectiveness. Here’s why:
Read moreMany digital nomads consider using credit card travel insurance for their global health needs. While cards like Revolut or American Express offer substantial travel insurance benefits, they are designed for short-term trips, not a nomadic lifestyle.
Credit card travel insurance typically covers trips of up to 30 days (or up to 90 days with more premium plans) and requires trips to start and end in the home country. In contrast, international health insurance covers long-term, unlimited travel without such constraints, ensuring continuous protection wherever you are.
You surely already sense that relying on this type of credit card travel insurance as a digital nomad smells like a recipe for trouble. Here is why.
Read moreEmbarking on a life of travel together, you and your significant other dream of exploring the world and building a life of adventure. As you journey from country to country, thoughts of starting a family may naturally arise.
Family planning on the road brings unique challenges, particularly when it comes to health insurance.
Read here how to make sure in good time that all medical risks for your pregnancy, childbirth and your baby are well mitigated.
Here at NOMADS.insure we have particularly deep knowledge and experience around medical underwriting and coverage for all topics around couples becoming family. Our co-founder Christoph had previously been working for a decade at a specialized broker in children’s health insurance. In this article he is sharing what you need to know. Your key takeaway:
No worries, if you act early enough (well before pregnancy) then we can get you covered for everything unexpected.
As a digital nomad, you enjoy a variety of freedoms that stationary citizens can only dream of. On a daily basis you are able to decide where, how and also with whom you want to spend your life. Should you stay another night in Hanoi, or do you take the next train heading South?
However, these freedoms often come with a cost: Health insurance. Most international health insurance plans only cover emergencies, or their premiums skyrocket once you reach a certain age. Therefore, many nomads remain dependent on the public health insurance of their origin country and will need to return for medical treatments regularly.
It does not have to be like that. Let me walk you through the topic and help you find the ideal solution.
While there is still no perfect one-size-fits-all coverage available on the market there are still good concepts to set up your health insurance globally for long-term location independent lifestyle.
What is the big difference between travel insurance and international health insurance – and what is the right choice for you as a digital nomad?
Why does one cost less than 100 euros a month and the other usually costs (well) over 200?
Insurance is always the subject of lively debate in the digital nomad community. The question of what recommendations there are for travel insurance or health insurance for digital nomads comes up again and again.
The problem is that the discussions are unfortunately comparing apples with oranges when everyone throws in what he or she has taken out themselves. This is because crucial aspects are not taken into account. We explain them here!
Don’t let your insurance become a source of unsurance
It makes a considerable difference whether you take out international health insurance for several hundred bucks a month. Or just travel insurance, which only costs you 50 bucks. The contrast is not that the insurers are lining their pockets in one case. These are simply two completely different categories.
We want to tackle these misconceptions and clear up the myth.
Whether on the coast of Portugal, in a country hut in the heart of Italy or in the lively flow of the French capital – as a digital nomad, you follow your urge for freedom. Laptop in hand, mobile Internet in your pocket and the journey can begin!
If it weren’t for the tricky question: How am I actually covered as a digital nomad in another European country if I have statutory insurance in my European home country?
With the EHIC! This is the European Health Insurance Card. Read here what it can do and where it has its limits.
Read more
Digital Nomads Insurance
World wide health insurance coverage for modern remote entrepreneurs: Our founders are digital nomads themselves and strive to help fellows to solve this issue.
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We are happy to analyze your needs and the options based on all circumstances in a personal video call. This service is free of charge for you.
Insurance Providers
- Aetna
- Allianz Care
- APRIL International Care
- ARAG
- AXA Global Healthcare
- Barmenia
- BDAE
- CareConcept
- Cigna Global Health
- Continentale
- Dr. Walter
- Foyer Global Health
- Globality
- HanseMerkur
- Insured Nomads
- Morgan Price
- MSH
- Passportcard
- SafetyWing
- World Nomads
Insurance broker for digital nomads
European insurance broker licensed in Estonia for insurance intermediary activities across the European Economic Area (EEA).
Herrmann, Huebner & Partner
Insurance Broker OÜ
Pärnu mnt 388b-1, 11612 Tallinn, Estonia
Managing Directors: Christoph Huebner, Aaron Schnakenberg
Registry code: 14897643
Full company data: in the legal notice
