Global health insurance for
e-Residents of Estonia
Tailored solutions for remote workers and digital nomads with an OÜ.
Learn about basics, options and solutions from top experts.
Tailored packages for short-term, long-term and lifetime nomadic souls.
A concept that works especially well with your Estonian OÜ: Tailored to match with nomads’ needs, legislation and regulation.
Established insurance providers with proven track record and impeccable reputation.
Running your company via the e-Residency of Estonia as a fully location-independent digital nomad makes a lot of sense for many entrepreneurs:
These features have enabled us, as insurance brokers specializing in global health insurance for nomads, to devise bespoke coverage solutions for e-Residents based outside of Estonia.
Our founder Christoph is e-Resident at heart.
|Long term business travel
|IPMI company contract
|Until age 67
|Life long: Option to prolong the coverage as a personal contract after leaving the company
(and with limits the EEA)
|Two zones: World including and excluding USA & Canada
|5 different world zones
|– No health assessment
– Pre-existing conditions and chronic diseases are covered
– No dealing with claims and reimbursement (due to direct payments of the provider)
– No age limit
|– exact pricing per day
– ultra flexible booking
– very affordable
– additional options (like income compensation during sick leave)
– one price independent of the age
|– No dealing with claims and reimbursement (due to direct payments of the provider)
|– Premium rises with your salary
– scope is limited to Estonia
– emergency coverage limited to EEA
– only an option for individuals without travel restrictions to Estonia (e.g. Schengen residents)
|– ends with leaving the company
– no coverage in Germany (can be booked on demand)
|– price raises in age groups every 5 years
|In public solidarity systems everything is covered (medical history disregarded).
|Every symptom/treatment that existed in the last 6 month before start is excluded.
|Full medical underwriting: Health conditions are assessed and whether included, excluded or priced with a risk loading.
The products behind this concept are regulated and implemented by other markets in Europe. As they need to be localized for Estonia, we are onboarding new clients individually at the moment, and prioritizing by the best fit with available coverage. Please leave your email address, to receive a questionnaire to assess your needs and suitability for this unique insurance.
Global health insurance for e-Residents of Estonia
Together with different experts we host free monthly webinars about health insurance options for e-Residents of Estonia, where we:
There are no restrictions based on your citizenship or current residency, but you must have incorporated an e-Resident business in Estonia (this business will be the contract holder)
Subject to individual consultation: Potentially, yes, it can. However we strongly advise that you do not terminate any existing coverage, until we have reviewed your circumstances and provided a personalized recommendation.
They should be! But we provide a comprehensive guide for your accountant (available on request), which we prepared in association with Estonian tax lawyers. This will answer all their questions and make sure they know how to deal with the related expenses and questions.