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COVRD.EE for digital nomads

Worldwide Coverage

International health insurance for digital nomads: Can be tailored to your plans and needs.

Pro: Air Doctor-Integration

Outpatient appointments not only booked but also directly billed through the app

Con: Young Provider

Many processes still need to settle and get streamlined.

Plans and prices of COVRD.EE

  •  
  • Inpatient
  • Outpatient
  • Dental
  • Vision
  • Maternity
  • Recommendation
  • Our Rating
  • -
  •  
  • -
  • -
  • -
  • -
  • -
  • -
  •  
  • -
  • Plus
  • Solid Support
  • Some TLC
  • Smile Starter Pack
  • Seeing the Basics
  • Baby Steps Covered
  • More than decent coverage without overall annual limits
  • ★★★★☆
  • 225
  • Best
  • Top-Tier Comfort Zone
  • Prime Care Package
  • Full Hollywood Smile
  • Crystal Clear Vision
  • Ultimate Baby Bundle
  • Premium Coverage without overall annual limits
  • ★★★★★
  • 290

Prices shown are for a 32 years old person in the pricing zone for Portugal without deductible. See more pricing examples below – and request your quote right here.

Monthly premiums at COVRD.EE

87

22 years old
Georgia
“Plus” plan
500 € deductible

170

22 years old
Georgia
Plus” plan
500 € deductible

124

32 years old
Thailand
“Best” plan
1,000 € deductible

220

32 years old
Thailand
Best” plan
1,000 € deductible

124

32 years old
Thailand
“Best” plan
1,000 € deductible

250

45 years old
Mexico
Plus” plan
500 € deductible

424

53 years old
Indonesia
Best” plan
0 € deductible

410

53 years old
Indonesia
Best” plan
0 € deductible

Premiums depends on age, destination and deductible. Underwriting is subject to medical risk assessment.

Contracts with COVRD.EE

Maximum Contract duration: unlimited

The duration of the contract is infinite. This means it cannot be terminated by the insurance provider. As a client you can cancel with one month notice.

Max. entry age: none

There is no maximum age limit for entry into COVRD.EE’s insurance plans, making them accessible to individuals of all ages. However, all applicants must undergo medical underwriting to assess their eligibility, ensuring that health risks are appropriately evaluated before coverage is granted.

Minimum duration: 12 Months

The minimum contract duration for COVRD.EE is 12 months, making it suitable for long-term commitments, especially for those living or working abroad.

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I recommend COVRD.EE to my clients especially for their clear transparency on how prices evolve with age, helping clients make informed decisions about their health insurance. This forward-thinking approach ensures you can plan for the future while enjoying the flexibility and value of their comprehensive coverage.

Let’s talk about your own requirements and see together if COVRD.EE is a fit for you as well, maybe in direct comparison to Foyer Global Health.

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Contract Properties with COVRD.EE

  • No overall annual limit

    COVRD.EE plans provide extensive coverage without annual aggregate limits on both inpatient and outpatient treatments, ensuring broad access to necessary healthcare services without financial restrictions.

  • Deductibles and Co-Pays

    Available options: 0 € / 500 € / 1,000 € per year

  • Pricing Zones: 2

    COVRD.EE offers only two pricing zones: worldwide including or excluding the U.S. and Canada. This simplified zone structure is particularly advantageous for frequent travelers, as it eliminates the need to constantly update coverage zones.

  • Coverage Zones: 2

    The coverage zones are synchronized with the pricing zones. But even if you're covered in the zone excluding USA and Canada you still have emergency coverage for each trip of up to 6 weeks. This means: Every medical condition that needs medical attention and has first occured after your arrival is covered. Only medical tourism to these regions is not.

Why COVRD.EE?

COVRD.EE is my recommended provider when a truely location independent lifestyle is your choice. What my clients like: Only 2 pricing zones, no annual limits and a fully integrated booking app for outpatient doctors appointments.

If that’s of interest for you: Just book a free consultation right away!
We’ll then talk through your situation and your needs. As independent brokers we’ll propose the best possible deal for your requirements.

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Coverage Features

Currently, COVRD.EE does not offer medical consultation services, focusing instead on providing comprehensive health insurance coverage that supports policyholders in accessing necessary healthcare when needed.

Covrd offers unlimited coverage for necessary medical transport due to illness or accident, including rescue flights with specially equipped ambulance aircraft when medically justified. This comprehensive support extends to the transport of mortal remains and funeral costs in the unfortunate event of an insured person's death abroad, covering expenses for repatriation of remains or burial at the place of death.

For newborns, insurance coverage begins immediately after birth if one parent has been insured under the group insurance contract for at least three months on the day of birth and the newborn accompanies the insured parent; coverage starts without risk premiums or waiting periods if the application is made retroactively within two months of the birth date, but cannot exceed that of the covered parent, while applying for coverage later may involve a risk premium up to the simple premium amount, and the birth certificate serves as the registration of the newborn; additionally, the birth of a child is treated as an adoption if the child is still a minor, with a possible agreement on a risk premium due to increased risk.

Read our text for deeper thoughts on family planning for digital nomads here.

Plus tariff: includes 100% coverage for dental treatments such as high-quality fillings (inlays), extractions, root canal treatments, diseases of the oral mucosa and periodontium, and dental prophylactic measures (excluding dental cleaning), along with 50% coverage for dentures and jaw adjustments (orthodontic treatment) resulting from an accident. Best:Additionally, the best tariff provides coverage for two professional dental cleanings per insurance year and 50% of the costs for dentures and tooth and jaw adjustments, while covering expenses for dentures (e.g., dental prostheses, pivot teeth, bridges, crowns, implants), repairs to dentures, and dental and jaw adjustments, including functional analysis and therapy services with preliminary and follow-up treatments.

Plus & Best plan: In the event of medically necessary outpatient or inpatient medical treatment, the insurance covers 100% of the costs for alternative treatment methods, including acupuncture (needle technique), homeopathy, and Traditional Chinese Medicine (TCM), which can be provided by licensed therapists practicing recognized medical professions in the country of residence, such as non-medical practitioners, chiropractors, physiotherapists, and osteopaths.

Key facts about COVRD.EE

  • Governing Law: Germany

    The insurance is governed by German law, providing a strong regulatory framework and legal protections associated with German jurisdiction.

  • Status: Underwriter

    The underwriter is the policy holder, usually for a framework contract. You as the insured person hold a contract with the underwriter and not directly with the insurer.

  • Insurer: Barmenia

    The risk bearer for the product is Barmenia from Germany, an insurance provider founded in 1904 with high expertise in health insurance.

  • Legal name and address

    DR-WALTER Versicherungen
    Eisenerzstraße 34, 53819 Neunkirchen-Seelscheid, Germany

  • Registration and Supervision

    Registry Code D-QAMW-L7NVQ-57
    Supervision Authority:
    Industrie- und Handelskammer Bonn/Rhein-Sieg
    Bonner Talweg 17, 53113 Bonn, Germany

Request your personal
COVRD.EE quote
now

Why here?

Why you should take out your COVRD.EE
contract through NOMADS.insure

  • Proper risk-assessment and advice

    Based on your needs: Maybe a competitor of COVRD.EE might be a better fit for your plans. We know them all and will tell you.

  • Advocate on your side

    As a broker we are a licensed and regulated advocate on your side to solve all types of issues with the insurer (manage and monitor claims, premiums, pricing zones). Our service comes at no additional cost for you.

  • Same or even better rates

    You won’t get the plans cheaper anywhere else – and we have access to some special arrangements which you can’t buy through public channels.

Already insured with COVRD.EE? Join us!

Review & claims management

We check if your contract is still in the right pricing zone, if your exclusions or risk loadings need to be reviewed and if your claims are paid according to the terms and conditions.

Great service at no extra cost for you

The services of brokers relieve the insurers direct support expenses. That’s why they are remunerated by the insurer. These costs are always calculated into the premium.

Your experienced advocate

As brokers we act on your behalf towards the insurer – like an attorney. Use our expertise, experience and network for your health insurance matters!

We are happy to offer our brokers services for your existing
contract with COVRD.EE at no extra cost.