Worldwide Coverage
International health insurance for digital nomads: Can be tailored to your plans and needs.
Pro: Domestic Coverage
Genki provides unlimited home country coverage with their premium plan, unlike most providers that limit it to 180 days per year.
Con: Low Maximum Entry Age
Genki's maximum entry age is 55, well below the industry average of 65, limiting eligibility for older applicants.
Plans and prices of Genki
- Inpatient
- Outpatient
- Dental
- Vision
- Maternity
- Recommendation
- Our Rating
- - €
- -
- -
- -
- -
- -
- -
- - €
- Basic
- Solid Support
- Some TLC
- No Sparkle
- Barely Seeing
- Not on the Radar
- Comprehensive coverage at a great value
- ★★★★☆
- 180 €
- Premium
- Top-Notch Care
- Full TLC
- Gleaming Smile
- Clear Vision Ahead
- Baby on Board
- Comprehensive coverage with strong benefits, including maternity care, at a great value.
- ★★★★★
- 260 €
Prices shown are for a 32 years old person in the pricing zone for Portugal without deductible. See more pricing examples below – and request your quote right here.
Monthly premiums at Genki
87 €
22 years old
Georgia
“Basic” plan
500 € deductible
171 €
22 years old
Georgia
“Basic” plan
500 € deductible
124 €
32 years old
Thailand
“Premium” plan
1,000 € deductible
231 €
32 years old
Thailand
“Premium” plan
1,000 € deductible
124 €
32 years old
Thailand
“Premium” plan
1,000 € deductible
273 €
45 years old
Mexico
“Basic” plan
500 € deductible
424 €
53 years old
Indonesia
“Premium” plan
0 € deductible
510 €
53 years old
Indonesia
“Premium” plan
0 € deductible
Premiums depends on age, destination and deductible. Underwriting is subject to medical risk assessment.
Contracts with Genki
Maximum Contract duration: unlimited
The plans offer lifetime coverage without any general limit, meaning they can continue as long as premiums are paid, making them suitable for long-term expatriation
Max. entry age: 55
The maximum entry age for Genki insurance is 55 years. This limit applies to new applicants, while existing members can continue their coverage beyond this age.
Minimum duration: 12 Months
Genki insurance has a 12-month minimum contract. Cancellation can be requested after this period, with the effective date being after the request, after the paid period, and on the same day of the month your insurance started. For example, if it started on the 15th, cancellation must also be on the 15th or the last day of the month if the 15th doesn’t exist.
I recommend Genki because their unlimited home country coverage is a gamechanger. Unlike most insurers that limit you to 180 days, with Genki, you don’t have to cancel your insurance if you need to stay home longer. Given the complex application process, this flexibility is invaluable, and the freedom to be covered for as long as you need is a huge benefit.
Let’s talk about your own requirements and see together if Genki is a fit for you as well, maybe in direct comparison to COVRD.EE.
Contract Properties with Genki
Why Genki?
Genki’s policy stands out for its fair approach, even in the basic option. While maternity care isn't included, it’s reassuring to know that complications and medically necessary termination are still covered. This ensures that, in case of unexpected health issues, you're still protected.
If that’s of interest for you: Just book a free consultation right away!
We’ll then talk through your situation and your needs. As independent brokers we’ll propose the best possible deal for your requirements.
Coverage Features
Telemedicine
They currently haven't partnered with a telemedicine provider for direct billing through Genki Native yet, but are working on this. In the meantime, customers can use any telemedicine provider and submit a claim as usual.
Medical Evacuation and Repatriation
Genki covers emergency transport to the nearest suitable hospital by road, air, water, or rail. It also includes transport for outpatient treatments like dialysis, radiation, and chemotherapy. For serious surgeries or long-term recovery, transport to another country is available with prior approval. In the unfortunate event of death, repatriation of mortal remains is also covered, ensuring support for loved ones during difficult times.
Newborn Care
Newborns are covered from birth if at least one parent has been insured for at least three months, the newborn stays with the parent on the day of birth, and coverage is requested in writing within two months. There is no waiting period, but coverage cannot exceed that of the insured parent. A birth certificate may be required. Adopted children under 18 are covered under the same conditions, though a risk surcharge of up to 100% may apply if there is a higher medical risk.
Read our text for deeper thoughts on family planning for digital nomads here.
Dental Care
Basic Plan: No dental coverage included. Premium Plan: Provides up to €2,000 per insurance year for a range of dental treatments. This includes pain relief, fillings, inlays, onlays, crowns, bridges, extractions, checkups, professional cleanings (up to €200 per year), dentures, and other prescribed dental treatments such as root canals. A 12-month waiting period applies to inlays, crowns, bridges, and dentures. However, implants, orthodontics, and cosmetic procedures like bleaching are not covered.
Alternative Medicine and Therapies
Basic Plan: No coverage for alternative treatments. Premium Plan: Covers up to €500 per insurance year for osteopathy, chiropractic care, massages, acupuncture, and homeopathy. However, Traditional Chinese Medicine (TCM) and other alternative treatments are not included.
Key facts about Genki
Why here?
Why you should take out your Genki
contract through NOMADS.insure
Already insured with Genki? Join us!
Review & claims management
We check if your contract is still in the right pricing zone, if your exclusions or risk loadings need to be reviewed and if your claims are paid according to the terms and conditions.
Great service at no extra cost for you
The services of brokers relieve the insurers direct support expenses. That’s why they are remunerated by the insurer. These costs are always calculated into the premium.
Your experienced advocate
As brokers we act on your behalf towards the insurer – like an attorney. Use our expertise, experience and network for your health insurance matters!
Get your free nomad guide now
Comprehensive guide for digital nomads: Everything insurance.
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