Worldwide Coverage
International health insurance for digital nomads: Can be tailored to your plans and needs.
Pro: Modular system
The Allianz Care tariff offers flexible, customizable coverage. Start with essential inpatient care and add options like outpatient, dental, maternity, and repatriation for a plan that fits your needs and budget.
Con: Maternity cover
Allianz Care offers maternity coverage, but even the top plan, "Bloom Plus," has low limits—€10,000 per pregnancy and €15,000 for complications. The 16-month waiting period is also the longest on the market, well above the 10-month average.
Plans and prices of Allianz Care
- Care
- Inpatient
- Outpatient
- Dental
- Vision
- Maternity
- Recommendation
- Our Rating
- 169 €
- Care
- Bare Necessities
- Close to nothing Protection
- Not at all
- No Frills
- Try next time
- Essential inpatient care at a low cost.
- ★☆☆☆☆
- 169 €
- Care Plus+Active Plus+Smile
- Better Coverage
- Inpatient Plus
- A Step Up
- Still blind
- No Show
- Balanced inpatient & outpatient coverage, but not full protection.
- ★★☆☆☆
- 419 €
- Care Pro+Active Pro+Smile Plus
- Full Coverage
- Fair Play
- Bright Smile
- Clear Vision Ahead
- Still a no
- Comprehensive but mid-tier compared to premium plans.
- ★★★☆☆
- 651 €
Prices shown are for a 32 years old person in the pricing zone for Portugal without deductible. See more pricing examples below – and request your quote right here.
Monthly premiums at Allianz Care
87 €
22 years old
Georgia
“Care+Active” plan
450 € deductible
144 €
22 years old
Georgia
“Care+Active” plan
450 € deductible
124 €
32 years old
Thailand
“Care Pro+Active Pro+Smile Plus+Boom Plus” plan
1,500 € deductible
776 €
32 years old
Thailand
“Care Pro+Active Pro+Smile Plus+Boom Plus” plan
1,500 € deductible
124 €
32 years old
Thailand
“Care Pro+Active Pro+Smile Plus+Boom Plus” plan
1,500 € deductible
482 €
45 years old
Mexico
“Care Plus+Active Plus+Smile” plan
750 € deductible
424 €
53 years old
Indonesia
“Care Pro+Active Pro+Smile Plus” plan
0 € deductible
997 €
53 years old
Indonesia
“Care Pro+Active Pro+Smile Plus” plan
0 € deductible
Premiums depends on age, destination and deductible. Underwriting is subject to medical risk assessment.
Contracts with Allianz Care
Maximum Contract duration: unlimited
The plans can be continued indefinitely, making them suitable for long-term coverage. Contracts automatically renew each year unless canceled by the policyholder.
Max. entry age: 69
The maximum entry age for Alliance Care insurance is 69 years. This entry limit applies to new applicants, while existing members can continue their coverage beyond this age.
Minimum duration: 12 Months
Allianz Care requires a 12-month contract initially, renewing annually unless canceled within a 30-day window. This period starts on the policy renewal date or when you receive full terms. Canceling within this timeframe grants a full refund if no claims were made; otherwise, the contract binds you for the full year.
I’m a big fan of Allianz Care because of their modular system. It allows you to customize your coverage to perfectly match your needs and budget, offering flexibility and a personalized approach to health insurance. It’s a great option for anyone looking for tailored solutions.
Let’s talk about your own requirements and see together if Allianz Care is a fit for you as well, maybe in direct comparison to COVRD.EE.
Contract Properties with Allianz Care
Why Allianz Care?
I recommend Allianz Care for their exceptional member services, which provide comprehensive support, including 24/7 emergency assistance, wellness resources, and access to a wide range of medical professionals. These services give expats and travelers the peace of mind knowing that they’re covered for a variety of situations, no matter where they are.
If that’s of interest for you: Just book a free consultation right away!
We’ll then talk through your situation and your needs. As independent brokers we’ll propose the best possible deal for your requirements.
Coverage Features
Telemedicine
Allianz Care provides comprehensive medical support, including the Telemedicine Hub for convenient phone consultations with medical professionals. This service allows you to receive non-emergency medical advice from the comfort of your home or office. Additionally, Allianz Care offers an Expat Support Program with confidential advice via phone, in-person, or video, along with legal, financial referrals, and critical incident support. Their Olive program promotes wellness, featuring the HealthSteps fitness app and other wellness resources.Travel security services, personal safety information, and a Second Medical Opinion service ensure access to expert consultations and the best care in case of serious diagnoses or surgery. These services deliver reliable, professional support for your health and peace of mind while abroad.
Medical Evacuation and Repatriation
Allianz Care offers comprehensive support for medical evacuations and repatriations. If you require evacuation, it’s essential to contact their 24-hour Helpline at the first indication of need. While calling is recommended for a quicker response, you can also reach out via email, ensuring to include "Urgent – Evacuation/Repatriation" in the subject line.To avoid unnecessary delays or excessive charges, Allianz Care advises policyholders to get in touch with them before engaging any third-party providers, even if they contact you directly. If evacuation or repatriation services are arranged independently, Allianz Care reserves the right to decline responsibility for the associated costs. This process ensures that clients receive seamless support, minimizing risks and ensuring efficient medical care during emergencies.
Newborn Care
To add your newborn to your Allianz policy, you need to send the birth certificate to [email protected] within four weeks of birth. With the exception of multiple births, newborns are accepted without a medical risk assessment if the biological or intended parent (in the case of surrogacy) has been insured with Allianz for at least eight months without interruption. Coverage will begin from the birth date. If you do not notify Allianz within four weeks, the newborn will undergo a medical risk assessment. If accepted, coverage will begin from the date the insurance is approved. For babies from multiple births, they will also undergo a medical risk assessment and, if accepted, will be covered from the date the insurance is accepted.
Read our text for deeper thoughts on family planning for digital nomads here.
Dental Care
Allianz offers optional dental care plans that can be added to your main health insurance. Smile Plus is available exclusively with the Care Pro plan, while Smile can be combined with either the Care Plus or Care plans. Please note, dental coverage cannot be purchased separately. For general dental treatments, Smile Plus provides 100% reimbursement, while Smile covers 80%. Both plans also cover surgical dental procedures and periodontal treatments at 100%.For orthodontic treatments and dental prosthetics, there is a 10-month waiting period. Smile Plus offers 65% reimbursement up to $6,750 / €5,000, while Smile covers 50%.These dental options provide flexibility in coverage depending on the plan you select.
Alternative Medicine and Therapies
Allianz offers coverage for various complementary treatments, including Chiropractic care, Osteopathy, Homeopathy, Traditional Chinese Medicine, Acupuncture, and Podiatry. Active Pro: No limit on reimbursement. Active Plus: Covers up to $1,520 / €1,125. Active: Covers up to $405 / €300. For chiropractic and osteopathic treatments, there is a limit of 12 sessions per diagnosis, within the maximum reimbursement amount.
Key facts about Allianz Care
Why here?
Why you should take out your Allianz Care
contract through NOMADS.insure
Already insured with Allianz Care? Join us!
Review & claims management
We check if your contract is still in the right pricing zone, if your exclusions or risk loadings need to be reviewed and if your claims are paid according to the terms and conditions.
Great service at no extra cost for you
The services of brokers relieve the insurers direct support expenses. That’s why they are remunerated by the insurer. These costs are always calculated into the premium.
Your experienced advocate
As brokers we act on your behalf towards the insurer – like an attorney. Use our expertise, experience and network for your health insurance matters!
Get your free nomad guide now
Comprehensive guide for digital nomads: Everything insurance.
- 6 important questions to ask yourself
- 3 types of nomads: Which one are you?
- The right solution for every plan and budget
- Easy to read PDF with a decision tree and checklists
Hereby, I subscribe to receive occasional useful information for digital nomads via email. As a thank you, I will receive the PDF guide for travel and health insurance. Information on the careful handling of my data: See our user-friendly privacy policy.