Insurance News for Digital Nomads

Female Digital Nomad on a pebble beach

Quite some digital nomads are making a mistake by trying to avoid medical underwriting in their long-term international health insurance. There is only a small number of cases where this can actually make sense. You are most likely none of them.

When selecting health insurance as a digital nomad, opting for medical underwriting can often provide better coverage and cost-effectiveness. Here’s why:

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Christoph and two sheep in the fog of Madeira island

Many digital nomads consider using credit card travel insurance for their global health needs. While cards like Revolut or American Express offer substantial travel insurance benefits, they are designed for short-term trips, not a nomadic lifestyle.

Credit card travel insurance typically covers trips of up to 30 days (or up to 90 days with more premium plans) and requires trips to start and end in the home country. In contrast, international health insurance covers long-term, unlimited travel without such constraints, ensuring continuous protection wherever you are.

You surely already sense that relying on this type of credit card travel insurance as a digital nomad smells like a recipe for trouble. Here is why.

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Nomad Couple discovering the stunning coast line of Madeira island

Embarking on a life of travel together, you and your significant other dream of exploring the world and building a life of adventure. As you journey from country to country, thoughts of starting a family may naturally arise.
Family planning on the road brings unique challenges, particularly when it comes to health insurance.
Read here how to make sure in good time that all medical risks for your pregnancy, childbirth and your baby are well mitigated.

Here at NOMADS.insure we have particularly deep knowledge and experience around medical underwriting and coverage for all topics around couples becoming family. Our co-founder Christoph had previously been working for a decade at a specialized broker in children’s health insurance. In this article he is sharing what you need to know. Your key takeaway:
No worries, if you act early enough (well before pregnancy) then we can get you covered for everything unexpected.

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