Have you noticed your health insurance premiums climbing year after year? You are not imagining it, and you are definitely not alone. Medical inflation is a reality that employers, insurers, and individual policyholders are all grappling with globally. Let’s unpack what is actually happening and what that means.
Read more
More professionals than ever are packing up their laptops, taking their businesses on the road and running fully online practices across multiple countries. But when it comes to their business insurance, the questions we receive most often reveal a widespread misunderstanding: many digital nomads assume that their professional indemnity and liability cover will simply follow them wherever they go. But it won’t.
Travel teaches you to be flexible. Parenthood… it demands it even more. The lessons come thick and fast and well, they’re not always in the brochure. We are sharing a story of two nomads – Franz and Yukiko – who went from booking last-minute flights to navigating hospital systems in five countries, translating medical documents and ultimately welcoming their daughter into the world in Tokyo. Along the way, they discovered what works, what doesn’t and why choosing the right international health insurance before you need it is one of the most important decisions traveling parents can make.
Read moreChoosing the right deductible is the smartest lever you have to save money on international health insurance without sacrificing the benefits that actually protect you long term. For most healthy digital nomads, the sweet spot is around 1,000 € deductible per year, where you often save close to (or more than) that amount in premiums while keeping strong coverage.
Read moreMark is a dear customers of us: He came with his family from Singapore to Estonia on their famous first digital nomad visa in the world. Mark has founded CognaLearn, a digital learning platform. His startup gives him the freedom to work from wherever he wants. He chose Estonia for the digital society and the supporting ecosystem of the local startup community. And he found the perfect conditions for what he loves most in his free-time: Trail running.
In his lifestyle Mark is similar to many of our clients who choose a variety of very different countries as their destinations. That’s why we decided to share a deeper insight into digital nomad visas, their requirements and especially the aspect of the right health insurance for a digital nomad visa.
Imagine landing your dream gig as a digital nomad, only to have your visa application denied due to insufficient health insurance. For thousands of remote workers exploring the world under digital nomad visas, this is a crucial, yet often overlooked, requirement. In this guide, we as fully licensed independent brokers will help you navigate the maze of health insurance requirements by different countries, so you can focus on your adventures without worry.
Read moreIn an era where the digital nomad lifestyle has captured the hearts of wanderers everywhere, the freedom to explore new cultures and work from breathtaking locations is more appealing than ever. However, amidst the excitement of packing your bags and booking your next flight, there’s one crucial aspect that often gets overlooked: the real cost of healthcare across the globe.
Read moreQuite some digital nomads are making a mistake by trying to avoid medical underwriting in their long-term international health insurance. There is only a small number of cases where this can actually make sense. You are most likely none of them.
When selecting health insurance as a digital nomad, opting for medical underwriting can often provide better coverage and cost-effectiveness. Here’s why:
Read moreMany digital nomads consider using credit card travel insurance for their global health needs. While cards like Revolut or American Express offer substantial travel insurance benefits, they are designed for short-term trips, not a nomadic lifestyle.
Credit card travel insurance typically covers trips of up to 30 days (or up to 90 days with more premium plans) and requires trips to start and end in the home country. In contrast, international health insurance covers long-term, unlimited travel without such constraints, ensuring continuous protection wherever you are.
You surely already sense that relying on this type of credit card travel insurance as a digital nomad smells like a recipe for trouble. Here is why.
Read moreEmbarking on a life of travel together, you and your significant other dream of exploring the world and building a life of adventure. As you journey from country to country, thoughts of starting a family may naturally arise.
Family planning on the road brings unique challenges, particularly when it comes to health insurance.
Read here how to make sure in good time that all medical risks for your pregnancy, childbirth and your baby are well mitigated.
Here at NOMADS.insure we have particularly deep knowledge and experience around medical underwriting and coverage for all topics around couples becoming family. Our co-founder Christoph had previously been working for a decade at a specialized broker in children’s health insurance. In this article he is sharing what you need to know. Your key takeaway:
No worries, if you act early enough (well before pregnancy) then we can get you covered for everything unexpected.
As a digital nomad, you enjoy a variety of freedoms that stationary citizens can only dream of. On a daily basis you are able to decide where, how and also with whom you want to spend your life. Should you stay another night in Hanoi, or do you take the next train heading South?
However, these freedoms often come with a cost: Health insurance. Most international health insurance plans only cover emergencies, or their premiums skyrocket once you reach a certain age. Therefore, many nomads remain dependent on the public health insurance of their origin country and will need to return for medical treatments regularly.
It does not have to be like that. Let me walk you through the topic and help you find the ideal solution.
While there is still no perfect one-size-fits-all coverage available on the market there are still good concepts to set up your health insurance globally for long-term location independent lifestyle.
Comprehensive guide for digital nomads: Everything insurance.
Comprehensive guide for digital nomads: Everything insurance.