Every now and then someone announces they’re going to shake up the insurance world. Usually it’s an app. It’s built from scratch, most of the time powered by AI, maybe running on a blockchain. Then comes the promise that makes everyone lean in: this dusty, old-school industry is about to be dragged into the twenty-first century! And your premiums? Cut neatly in half. It’s tempting, compelling. But it’s also worth asking the obvious question: is it actually possible or is it just very good marketing?
https://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svg00Joannahttps://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svgJoanna2026-10-31 10:01:222026-10-31 10:01:27Cutting Medical Insurance Costs in Half with AI and Blockchain
Imagine a casino with no license, no inspections and no one checking the slot machines. Nobody would put their money in it, and you wouldn’t either. Now imagine a company that takes your monthly payment in exchange for a promise to cover your hospital bills if something goes wrong. If nobody is checking that company either, would you trust it with your health?
https://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svg00Joannahttps://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svgJoanna2026-10-01 14:14:172026-10-01 14:14:23Your insurance might be a scam. We share how to find out.
Have you noticed your health insurance premiums climbing year after year? You are not imagining it, and you are definitely not alone. Medical inflation is a reality that employers, insurers, and individual policyholders are all grappling with globally. Let’s unpack what is actually happening and what that means.
https://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svg00Joannahttps://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svgJoanna2026-08-25 15:51:242026-08-25 15:51:28Health insurance: The next price increases are coming
More professionals than ever are packing up their laptops, taking their businesses on the road and running fully online practices across multiple countries. But when it comes to their business insurance, the questions we receive most often reveal a widespread misunderstanding: many digital nomads assume that their professional indemnity and liability cover will simply follow them wherever they go. But it won’t.
And just to get one thing out of the way first: professional indemnity and liability insurance is not something we can help you with. We specialise in international health insurance, but we’re writing this post anyway, because it’s a topic that comes up constantly in the enquiries we receive.
https://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svg00Joannahttps://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svgJoanna2026-08-25 09:25:352026-10-16 10:25:23Professional insurance for digital nomads
Travel teaches you to be flexible. Parenthood… it demands it even more. The lessons come thick and fast and well, they’re not always in the brochure. We are sharing a story of two nomads – Franz and Yukiko – who went from booking last-minute flights to navigating hospital systems in five countries, translating medical documents and ultimately welcoming their daughter into the world in Tokyo. Along the way, they discovered what works, what doesn’t and why choosing the right international health insurance before you need it is one of the most important decisions traveling parents can make.
https://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svg00Joannahttps://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svgJoanna2026-07-31 08:55:572026-08-18 11:28:52From spontaneous travelers to parents: Having a baby abroad
Choosing the right deductible is the smartest lever you have to save money on international health insurance without sacrificing the benefits that actually protect you long term. For most healthy digital nomads, the sweet spot is around 1,000 € deductible per year, where you often save close to (or more than) that amount in premiums while keeping strong coverage.
https://nomads.insure/wp-content/uploads/2025/08/nomads-insure-madeira-2504-023.jpg12801920Christoph Huebnerhttps://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svgChristoph Huebner2026-02-12 14:27:082026-02-12 14:33:59Stop Overpaying: Why a 1,000 € Deductible Is the Sweet Spot for Nomad Health Insurance
Mark is a dear customers of us: He came with his family from Singapore to Estonia on their famous first digital nomad visa in the world. Mark has founded CognaLearn, a digital learning platform. His startup gives him the freedom to work from wherever he wants. He chose Estonia for the digital society and the supporting ecosystem of the local startup community. And he found the perfect conditions for what he loves most in his free-time: Trail running.
Digital Nomad Visas: The Game-Changer for Remote Work
In his lifestyle Mark is similar to many of our clients who choose a variety of very different countries as their destinations. That’s why we decided to share a deeper insight into digital nomad visas, their requirements and especially the aspect of the right health insurance for a digital nomad visa.
Imagine landing your dream gig as a digital nomad, only to have your visa application denied due to insufficient health insurance. For thousands of remote workers exploring the world under digital nomad visas, this is a crucial, yet often overlooked, requirement. In this guide, we as fully licensed independent brokers will help you navigate the maze of health insurance requirements by different countries, so you can focus on your adventures without worry.
https://nomads.insure/wp-content/uploads/2024/06/NOMADS.insure_Madeira_ILY_1855.jpg12771920Christoph Huebnerhttps://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svgChristoph Huebner2024-11-30 12:30:352024-12-15 15:50:34Digital Nomad Visas and the best Health Insurance: A complete guide
In an era where the digital nomad lifestyle has captured the hearts of wanderers everywhere, the freedom to explore new cultures and work from breathtaking locations is more appealing than ever. However, amidst the excitement of packing your bags and booking your next flight, there’s one crucial aspect that often gets overlooked: the real cost of healthcare across the globe.
https://nomads.insure/wp-content/uploads/2024/06/NOMADS.insure_Madeira_ILY_1320.jpg12771920Aaron Schnakenberghttps://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svgAaron Schnakenberg2024-10-02 22:31:552024-10-04 14:06:11Understanding Healthcare Costs for Digital Nomads and Expats
Quite some digital nomads are making a mistake by trying to avoid medical underwriting in their long-term international health insurance. There is only a small number of cases where this can actually make sense. You are most likely none of them.
When selecting health insurance as a digital nomad, opting for medical underwriting can often provide better coverage and cost-effectiveness. Here’s why:
https://nomads.insure/wp-content/uploads/2024/08/NOMADS.insure_Madeira_ILY_1193.jpg12771920Christoph Huebnerhttps://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svgChristoph Huebner2024-08-31 16:57:292025-02-13 06:55:12Why You Should Choose Medical Underwriting for Your Nomad Health Insurance
Many digital nomads consider using credit card travel insurance for their global health needs. While cards like Revolut or American Express offer substantial travel insurance benefits, they are designed for short-term trips, not a nomadic lifestyle.
Credit card travel insurance typically covers trips of up to 30 days (or up to 90 days with more premium plans) and requires trips to start and end in the home country. In contrast, international health insurance covers long-term, unlimited travel without such constraints, ensuring continuous protection wherever you are.
You surely already sense that relying on this type of credit card travel insurance as a digital nomad smells like a recipe for trouble. Here is why.
https://nomads.insure/wp-content/uploads/2023/11/NOMADS.insure_Madeira_ILY_7675.jpg12771920Christoph Huebnerhttps://nomads.insure/wp-content/uploads/2024/03/NOMADS.insure_signet_white_website-nav-head.svgChristoph Huebner2024-07-30 20:32:122024-07-30 21:56:19Nomad health insurance: I have it on my credit card
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Comprehensive guide for digital nomads: Everything insurance.
6 important questions to ask yourself
3 types of nomads: Which one are you?
The right solution for every plan and budget
Easy to read PDF with a decision tree and checklists
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Get your free nomad guide now
Comprehensive guide for digital nomads: Everything insurance.
6 important questions to ask yourself
3 types of nomads: Which one are you?
The right solution for every plan and budget
Easy to read PDF with a decision tree and checklists
Hereby, I subscribe to receive occasional useful information for digital nomads via email. As a thank you, I will receive the PDF guide for travel and health insurance. Information on the careful handling of my data: See our user-friendly privacy policy.
Brokers Mandate: 3 good reasons
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