PassportCard Logo color
PassportCard Logo color

PassportCard for digital nomads

Worldwide Coverage

International health insurance for digital nomads: Can be tailored to your plans and needs.

Pro: The Payment Card

The unique Mastercard for outpatient treatments makes claims easy

Con: Lower-Tier Limitations

PassportCard's lower-tier plans have complex annual limits on various benefits.

Plans and prices of PassportCard

  • Compact
  • Inpatient
  • Outpatient
  • Dental
  • Vision
  • Maternity
  • Recommendation
  • Our Rating
  • 192
  • Compact
  • Solid Safety Net
  • Good Basics
  • Pain Relief Only
  • Blurred Lines
  • Baby Not Included
  • For tight budgets
  • ★★☆☆☆
  • 192
  • Comfort (inc. dental raider)
  • Comfortable Care
  • Enhanced Care Access
  • Basic Bite Care
  • Clearer Views
  • Mom-to-Be Basics
  • Balanced value for money
  • ★★★☆☆
  • 262
  • Premium
  • Five-Star Recovery
  • Premium Care On-Demand
  • Smile Perfection
  • Vision Perfection
  • Ultimate Baby Care
  • For high demands
  • ★★★★☆
  • 337

Prices shown are for a 32 years old person in the pricing zone for Portugal without deductible. See more pricing examples below – and request your quote right here.

Monthly premiums at PassportCard

87

22 years old
Georgia
“Compact” plan
1,000 € deductible

136

22 years old
Georgia
Compact” plan
1,000 € deductible

124

32 years old
Thailand
“Premium” plan
1,000 € deductible

483

32 years old
Thailand
Premium” plan
1,000 € deductible

124

32 years old
Thailand
“Premium” plan
1,000 € deductible

401

45 years old
Mexico
Comfort” plan
2,500 € deductible

424

53 years old
Indonesia
Premium” plan
0 € deductible

516

53 years old
Indonesia
Premium” plan
0 € deductible

Premiums depends on age, destination and deductible. Underwriting is subject to medical risk assessment.

Contracts with PassportCard

Maximum Contract duration: unlimited

The plans can be continued indefinitely, making them suitable for long-term coverage. Contracts automatically renew each year unless canceled by the policyholder.

Max. entry age: 64

PassportCard has a maximum entry age of 64 years. This restricts new applicants beyond this age, but those already insured can maintain their coverage beyond 65 without a set end age.

Minimum duration: 1 Month

Although PassportCard's website suggests a minimum contract duration of three months, in practice, there is no strict minimum running time. This allows more flexibility for expatriates who are planning to live abroad for extended periods or permanently. Coverage renews annually, and you can cancel at any time with one month’s notice.

Logo April International white
Logo PassportCard white

I recommend PassportCard to my clients especially for their innovative cashless payment system, allowing clients to access healthcare services without upfront costs. This seamless process not only enhances the experience of receiving medical care abroad but also ensures that users can focus on their health rather than navigating complex reimbursement procedures.

Let’s talk about your own requirements and see together if PassportCard is a fit for you as well, maybe in direct comparison to April International.

Portrait of Aaron Schnakenberg

Contract Properties with PassportCard

  • Different annual limits in each plan

    The plans come with varying annual maximum limits based on the type of plan selected: Compact Plan: Coverage up to $1,500,000. Comfort Plan: Coverage up to $3,500,000. Premium Plan: Coverage up to $5,000,000, which includes private hospital rooms and extensive inpatient and outpatient services.

  • Deductibles and Co-Pays

    Available options: 0 € / 1,000€ / 2,500 € / 5,000 € per year (for inpatient treatments only)

  • Pricing Zones: 5

    Premiums are adjusted based on the region of residence, with variations depending on specific countries within those regions.

  • Coverage Zones: 5

    Coverage zones range from 1 to 5, with different premium levels based on the specific zone. Zones 1-3 offer broader global coverage, while zones 4 and 5 focus on regions like Southeast Asia and Africa. U.S. coverage is typically limited to emergency services unless explicitly included in the plan, which significantly increases the premium.

Why PassportCard?

PassportCard provides exceptional flexibility with customizable tariff options and diverse pricing zones, making it ideal for travelers heading to countries with lower healthcare costs. This tailored approach ensures clients get the right coverage without overspending, making it a smart choice for global exploration.

If that’s of interest for you: Just book a free consultation right away!
We’ll then talk through your situation and your needs. As independent brokers we’ll propose the best possible deal for your requirements.

Portrait of Christoph Huebner

Coverage Features

PassportCard provides telemedicine consultations, allowing policyholders to receive medical advice from an experienced team of doctors on a wide range of medical topics, all from the comfort of their home. This service enhances convenience, especially for those needing quick access to professional medical guidance without visiting a clinic.

PassportCard covers emergency transportation by air, sea, or land due to the insured person's health condition. This includes transport to the nearest suitable hospital, airport, or back to the insured’s home country, as deemed necessary by the policy administrator. The coverage is unlimited across all plan levels, ensuring comprehensive support without financial caps, providing peace of mind during critical situations.

Newborns are automatically covered under the policy without additional health checks if the birth certificate is submitted within two months of birth. This immediate coverage ensures that newborns are insured from the start without any further requirements.

Read our text for deeper thoughts on family planning for digital nomads here.

Emergency/Accident Dental Treatment: Compact Plan: Covers up to €3,000 for pain-related treatments only. Comfort & Premium Plans: Cover up to €6,000 for emergency dental treatments. General Dental Treatments: Compact Plan: Not covered. Comfort Plan: Dental coverage can be added as an optional benefit. Premium Plan: Covers general dental treatments up to €5,000.

Compact Plan: Covers acupuncture, homeopathy, osteopathy, chiropractic, and Traditional Chinese Medicine (TCM) up to 5 visits, with a limit of €50 per visit, combined with physiotherapy. A waiting period of 4 months applies. Comfort Plan: Covers up to 10 visits for the above therapies, with a limit of €70 per visit, combined with physiotherapy. A 4-month waiting period is also required. Premium Plan: Offers up to 12 visits for these therapies, combined with physiotherapy, after prior approval.

Key facts about PassportCard

  • Governing Law: Germany

    PassportCard insurance contracts are subject to German law, meaning any legal disputes would be governed by German jurisdiction. They provide worldwide coverage, with premiums dependent on the country of residence, and operate in several zones with varying rates.

  • Status: Underwriter

    The underwriter is the policy holder, usually for a framework contract. You as the insured person hold a contract with the underwriter and not directly with the insurer.

  • Insurer: Allianz/MGEN

    PassportCard uses the two French insurance providers Allianz and MGEN for their product range.

  • Legal name and address

    PassportCard Deutschland GmbH
    Kaiser-Wilhelm-Straße 93, 20355 Hamburg

  • Registration and Supervision

    Registry Code D-ZGZO-GZRZI-64
    Supervision Authority:
    Handelskammer Hamburg
    Adolphsplatz 1, 20457 Hamburg, Germany

Request your personal
PassportCard quote
now

Why here?

Why you should take out your PassportCard
contract through NOMADS.insure

  • Proper risk-assessment and advice

    Based on your needs: Maybe a competitor of PassportCard might be a better fit for your plans. We know them all and will tell you.

  • Advocate on your side

    As a broker we are a licensed and regulated advocate on your side to solve all types of issues with the insurer (manage and monitor claims, premiums, pricing zones). Our service comes at no additional cost for you.

  • Same or even better rates

    You won’t get the plans cheaper anywhere else – and we have access to some special arrangements which you can’t buy through public channels.

Already insured with PassportCard? Join us!

Review & claims management

We check if your contract is still in the right pricing zone, if your exclusions or risk loadings need to be reviewed and if your claims are paid according to the terms and conditions.

Great service at no extra cost for you

The services of brokers relieve the insurers direct support expenses. That’s why they are remunerated by the insurer. These costs are always calculated into the premium.

Your experienced advocate

As brokers we act on your behalf towards the insurer – like an attorney. Use our expertise, experience and network for your health insurance matters!

We are happy to offer our brokers services for your existing
contract with PassportCard at no extra cost.