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SafetyWing for digital nomads

Worldwide Coverage

International health insurance for digital nomads: Can be tailored to your plans and needs.

Pro: Affordable Pricing for All Ages

SafetyWing offers relatively low premiums across age groups, making it a budget-friendly option for basic coverage.

Con: Unclear Legal Structure

Plans and prices of SafetyWing

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  • Inpatient
  • Outpatient
  • Dental
  • Vision
  • Maternity
  • Recommendation
  • Our Rating
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  • Complete
  • Solid Support
  • Some TLC
  • Emergency coverage
  • Out of Sight
  • Baby Steps covered
  • Basic coverage at a reasonable cost
  • ★☆☆☆☆
  • 150 $
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Prices shown are for a 32 years old person in the pricing zone for Portugal without deductible. See more pricing examples below – and request your quote right here.

Monthly premiums at SafetyWing

87

22 years old
Georgia
“Complete” plan
0 € deductible

150 $

22 years old
Georgia
Complete” plan
0 $ deductible

124

32 years old
Thailand
“Complete” plan
0 € deductible

150 $

32 years old
Thailand
Complete” plan
0 $ deductible

124

32 years old
Thailand
“Complete” plan
0 € deductible

216 $

45 years old
Mexico
Complete” plan
0 $ deductible

424

53 years old
Indonesia
Complete” plan
0 € deductible

326 $

53 years old
Indonesia
Complete” plan
0 $ deductible

Premiums depends on age, destination and deductible. Underwriting is subject to medical risk assessment.

Contracts with SafetyWing

Maximum Contract duration: unlimited

SafetyWing offers lifetime coverage without any general limit, meaning they can continue as long as premiums are paid, making them suitable for long-term expatriation

Max. entry age: 64

The maximum entry age for Safetywing is 64 years. This entry limit applies to new applicants, while existing members can continue their coverage beyond this age.

Minimum duration: 12 Months

SafetyWing insurance has a 12-month coverage period, which may be renewed for the same duration. However, it’s not entirely clear whether renewal is guaranteed, as the insurer retains discretion in this matter, despite the policyholder paying premiums and meeting eligibility requirements. The coverage starts at 00:01 EST on the effective date and ends at 00:00 EST exactly 365 days later.

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Logo SafetyWing white

Before we even look into features of a plan we should check if the provider we're looking at is actually an insurance company or not. That's because you as an insured person are always in a weak position if you don't have any legal support system on your side. With SafetyWing we have tried to find out where they are actually registered, who is representing them and in which country we'd need to meet them in court if it comes so far. But we couldn't find this information anywhere!

Let’s talk about your own requirements and see together if SafetyWing is a fit for you as well, maybe in direct comparison to COVRD.EE.

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Contract Properties with SafetyWing

  • Annual limit: $1,500,000

    SafetyWing's Complete Plan provides reasonable coverage, with a maximum annual limit of $1.5 million. While this amount offers solid protection, it may not be sufficient for all high-cost medical scenarios.

  • Deductibles and Co-Pays

    Available options: None

  • Pricing Zones: 2

    SafetyWing offers two pricing options: worldwide excluding or including the U.S. and Canada. This simple structure is convenient for frequent travelers, as it removes the need to adjust coverage based on location.

  • Coverage Zones:

    The coverage zones align with the pricing options. For the plan excluding the U.S. and Canada, coverage for accident and emergency non-elective treatment in the United States, Hong Kong, or Singapore is provided at 100% UCR for injuries, up to $50,000 for illnesses, and up to $500 for outpatient services. This coverage is limited to 30 days per planned trip.

Why SafetyWing?

Rather why not: We only broker legit insurance companies with a license. There are standards of consumer protection, set out in the laws and regulation of supervision authorities. SafetyWing doesn't meet any of these standards. We have a bunch of providers in the range that actually respect regulation.

If that’s of interest for you: Just book a free consultation right away!
We’ll then talk through your situation and your needs. As independent brokers we’ll propose the best possible deal for your requirements.

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Coverage Features

SafetyWing provides comprehensive support for medical evacuation and repatriation. In the event of an emergency requiring evacuation, it’s crucial to contact SafetyWing’s support team in advance to ensure approval and coordination. For Air Ambulance services, the transportation must be deemed a true emergency, and pre-authorization from the company is required. If you arrange evacuation or repatriation services independently, SafetyWing reserves the right to deny coverage for associated costs. This process ensures that policyholders receive the necessary care without unnecessary delays or additional expenses.

Newborns can be added to the policy if a copy of the birth certificate is submitted within 90 days of birth. If not enrolled within this period, a new application must be completed, and the insurer reserves the right to request additional information or modify coverage conditions. Newborns from non-covered maternity or those resulting from fertility treatments do not qualify for automatic inclusion and will undergo full medical underwriting.

Read our text for deeper thoughts on family planning for digital nomads here.

Emergency dental coverage is provided at 100% for treatments resulting from a covered accident, within the first 180 days. Other dental treatments are not covered.

Covers complementary therapies such as osteopathy, chiropractic care, homeopathy, dietitian consultations, and acupuncture, up to $60 per visit, with a maximum of 10 visits per policy year.

Key facts about SafetyWing

  • Governing Law: Unclear

    We could not find out which country's law is governing the contracts. Thus it is completely unclear in which jurisdication an insured consumer would have to take SafetyWing to court in case of a dispute. A big red flag!

  • Status: Unknown

    SafetyWing claims to have an "offshore license" of Puerto Rico which literally does not come with any supervision, reporting obligations or complaints authority.

  • Insurer: Unclear

    We could not verify any legit and compliant insurance company as the risk bearer of SafetyWing

  • Legal name and address

    Unknown
    SafetyWing mentions "San Francisco" and "Oslo" as cities in their communications but in neither of these places is any entity registered which would have an insurance distribution license.

  • Registration and Supervision

    To our knowledge SafetyWing does not possess any legit insurance license for distribution to consumers by the understanding of international standards.

Request your personal
SafetyWing quote
now

Why here?

Why you should take out your SafetyWing
contract through NOMADS.insure

  • Proper risk-assessment and advice

    Based on your needs: Maybe a competitor of SafetyWing might be a better fit for your plans. We know them all and will tell you.

  • Advocate on your side

    As a broker we are a licensed and regulated advocate on your side to solve all types of issues with the insurer (manage and monitor claims, premiums, pricing zones). Our service comes at no additional cost for you.

  • Same or even better rates

    You won’t get the plans cheaper anywhere else – and we have access to some special arrangements which you can’t buy through public channels.

Already insured with SafetyWing? Join us!

Review & claims management

We check if your contract is still in the right pricing zone, if your exclusions or risk loadings need to be reviewed and if your claims are paid according to the terms and conditions.

Great service at no extra cost for you

The services of brokers relieve the insurers direct support expenses. That’s why they are remunerated by the insurer. These costs are always calculated into the premium.

Your experienced advocate

As brokers we act on your behalf towards the insurer – like an attorney. Use our expertise, experience and network for your health insurance matters!

We are happy to offer our brokers services for your existing
contract with SafetyWing at no extra cost.