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Now Health for digital nomads

Worldwide Coverage

International health insurance for digital nomads: Can be tailored to your plans and needs.

Pro: Discount premium reduction

You get a family discount when you add a spouse and children, and a no-claims bonus that cuts your renewal premium

Con: Add-on purchases

It's flexible but can result in unexpectedly thin coverage without carefully selecting every needed add-on at enrollment

Plans and prices of Now Health

  • Advance
  • Inpatient
  • Outpatient
  • Dental
  • Vision
  • Maternity
  • Recommendation
  • Our Rating
  • 317
  • Advance
  • Hospital fortress unlocked
  • Doctor visits on tap
  • Not included until you pay extra
  • Bare minimum
  • Nothing here
  • Good for solo nomads
  • ★★★☆☆
  • 317
  • Excel
  • Bigger hospital safety net
  • Unlimited movement
  • Smile protection active
  • Clearer sight path
  • Still waiting
  • Balanced choice for nomads who need dental but aren't starting a family yet
  • ★★★★☆
  • 372
  • Apex
  • Maximum limit, no second thoughts
  • Endless
  • Premium smile
  • Peak clarity
  • Full service, no gaps
  • Luxury tier for nomads who want zero compromises
  • ★★★★★
  • 804

Prices shown are for a 32 years old person in the pricing zone for Portugal without deductible. See more pricing examples below – and request your quote right here.

Monthly premiums at Now Health

87

22 years old
Georgia
“Apex” plan
800 € deductible

480

22 years old
Georgia
Apex” plan
800 € deductible

124

32 years old
Thailand
“Excel” plan
2,000 € deductible

376

32 years old
Thailand
Excel” plan
2,000 € deductible

124

32 years old
Thailand
“Excel” plan
2,000 € deductible

362

45 years old
Mexico
Advance” plan
4,000 € deductible

424

53 years old
Indonesia
Advance” plan
500 € deductible

793

53 years old
Indonesia
Advance” plan
500 € deductible

Premiums depends on age, destination and deductible. Underwriting is subject to medical risk assessment.

Contracts with Now Health

Maximum Contract duration: Unlimited

Plans are open-ended and renewable annually with no fixed maximum, continuing as long as premiums are paid

Max. entry age: 75

New members are accepted up to age 70 (up to 75 with medical underwriting), while existing members can continue their coverage beyond this age.

Minimum duration: 12 Months

All plans require a minimum 12-month contract on an annually renewable basis. Contracts can be terminated by giving written notice to the insurer.

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Good plans for every budget: Now Health is a competitive provider, especially if you are looking for a localized coverage and don't need insurance worldwide.

Let’s talk about your own requirements and see together if Now Health is a fit for you as well, maybe in direct comparison to COVRD.EE.

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Contract Properties with Now Health

  • Different annual limits in each plan

    Annual maximum limits scale upward across the tiers: €2.800.000 on Advance, €3.200.000 on Excel, and €3.600.000 on Apex per period of cover.

  • Deductibles and Co-Pays

    Available options: €0.00 / €150.00 / €250.00 / €500.00 / €1,000.00 / €2,500.00 / €5,000.00 / €10,000.00 / €15,000.00

  • Pricing Zones: Various options

    Multiple pricing zones based on country of residence. Exact zone assignments determined by selecting country from Now Health's premium calculator

  • Coverage Zones: 4

    The plans offer worldwide coverage with the option to include or exclude coverage in the United States. The other options are Europe with Germany, Switzerland and UK included or excluded.

Why Now Health?

Now Health offers comprehensive plans at a competitive price level. The discount following a year of no claims is unique in the market - as well as the family discount.

If that’s of interest for you: Just book a free consultation right away!
We’ll then talk through your situation and your needs. As independent brokers we’ll propose the best possible deal for your requirements.

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Coverage Features

All three plans include teleconsultation as standard. Included: virtual doctor appointments via electronic means, paid in full with network providers, and available 24/7.

All three plans provide full refund evacuation and repatriation with written pre-approval and an optional Extended Evacuation add-on.

Advance Plan and Excel Plan do not cover maternity in any form. Apex Plan covers up to €14.000 with 20% co-insurance and a 12-month waiting period (with an optional removal of maternity for a premium reduction).

Read our text for deeper thoughts on family planning for digital nomads here.

Advance Plan: dental is not included as standard (optional add-on only). Excel Plan: dental included as standard. Apex Plan: standard with the highest limits. 9 months waiting period and 20% co-insurance applies.

Advance plan: offers physiotherapy and alternative therapies up 30 sessions/visits per year. Excel Plan and Apex Plan remove the limitaton and offer full coverage.

Key facts about Now Health

  • Governing Law: Malta

    Policies, legal frameworks and regulatory compliances are determined by the specific country where your plan is issued or underwritten.

  • Status: Insurance Agent

    As a client and insured person you hold your policy directly with the insurance company.

  • Insurer: Starr Europe Insurance Limited

    Now Health Insurance uses Starr Europe Insurance Limited as a provider.

  • Legal name and address

    Now Health International Services (Europe) Limited
    Dragonara Business Centre 5th Floor, Dragonara Road, St Julian’s, STJ 3141, Malta. Company No. C94330

  • Registration and Supervision

    Now Health Internation is regulated by Malta Financial Services Authority (MFSA).

Request your personal
Now Health quote
now

Why here?

Why you should take out your Now Health
contract through NOMADS.insure

  • Proper risk-assessment and advice

    Based on your needs: Maybe a competitor of Now Health might be a better fit for your plans. We know them all and will tell you.

  • Advocate on your side

    As a broker we are a licensed and regulated advocate on your side to solve all types of issues with the insurer (manage and monitor claims, premiums, pricing zones). Our service comes at no additional cost for you.

  • Same or even better rates

    You won’t get the plans cheaper anywhere else – and we have access to some special arrangements which you can’t buy through public channels.

Already insured with Now Health? Join us!

Review & claims management

We check if your contract is still in the right pricing zone, if your exclusions or risk loadings need to be reviewed and if your claims are paid according to the terms and conditions.

Great service at no extra cost for you

The services of brokers relieve the insurers direct support expenses. That’s why they are remunerated by the insurer. These costs are always calculated into the premium.

Your experienced advocate

As brokers we act on your behalf towards the insurer – like an attorney. Use our expertise, experience and network for your health insurance matters!

We are happy to offer our brokers services for your existing
contract with Now Health at no extra cost.