Worldwide Coverage
International health insurance for digital nomads: Can be tailored to your plans and needs.
Pro: Plan Interruption Option
Unique here: You can pause your health insurance for up to 5 years.
Con: Waiting periods for some key benefits
Waiting periods apply to some important benefits including maternity care, childbirth and dental prosthetics.
Plans and prices of Care Concept
- Basic
- Inpatient
- Outpatient
- Dental
- Vision
- Maternity
- Recommendation
- Our Rating
- 175 €
- Basic
- Good foundation
- Essentials only
- Nope
- Nothing to see here
- Basics
- Budget-conscious
- ★★☆☆☆
- 175 €
- Comfort
- Solid cover
- Enhanced care
- Nice smile
- Not blind anymore
- Extra support
- Balanced protection
- ★★★★☆
- 305 €
- Premium
- Highest level
- Care without compromise
- Hollywood smile
- Crystal clear vision
- Parenthood without worries
- Maximum worldwide coverage
- ★★★★★
- 350 €
Prices shown are for a 32 years old person in the pricing zone for Portugal without deductible. See more pricing examples below – and request your quote right here.
Monthly premiums at Care Concept
87 €
22 years old
Georgia
“Basic” plan
0 € deductible
130 €
22 years old
Georgia
“Basic” plan
0 € deductible
124 €
32 years old
Thailand
“Comfort” plan
1,200 € deductible
205 €
32 years old
Thailand
“Comfort” plan
1,200 € deductible
124 €
32 years old
Thailand
“Comfort” plan
1,200 € deductible
320 €
45 years old
Mexico
“Premium” plan
1,200 € deductible
424 €
53 years old
Indonesia
“Comfort” plan
0 € deductible
440 €
53 years old
Indonesia
“Comfort” plan
0 € deductible
Premiums depends on age, destination and deductible. Underwriting is subject to medical risk assessment.
Contracts with Care Concept
Maximum Contract duration: unlimited
The plans can be continued indefinitely, making them suitable for long-term coverage. Contract extension must be requested in writing before the original duration of coverage expires.
Max. entry age: 65
The maximum entry age for Care Concept is 65 years. This entry limit applies to new applicants, while existing members can continue their coverage beyond this age.
Minimum duration: 12 Months
The minimum contract duration is 12 months and can be terminated by submitting a written notice. It requires supporting documentation, such as a copy of travel itinerary, flight ticket or proof of enrollment in public health insurance must be provided to process the termination request.
Care Concept has been around and a partner for us for quite some years. But their product range was missing a solution for fulltime nomads. And here we are! Since Summer 2026 it's there.
Let’s talk about your own requirements and see together if Care Concept is a fit for you as well, maybe in direct comparison to COVRD.EE.
Contract Properties with Care Concept
Why Care Concept?
Care Expat World is my recommended provider when clients have a dynamic lifestyle of location independence: On and off with extended breaks, sometimes back in their home country. The interruption periods of Care Concept are quite unique in the market.
If that’s of interest for you: Just book a free consultation right away!
We’ll then talk through your situation and your needs. As independent brokers we’ll propose the best possible deal for your requirements.
Coverage Features
Telemedicine
Care Concept does not offer medical consultation services at this moment.
Medical Evacuation and Repatriation
Care Concept offers 100% coverage for medical repatriation. The insurer will reimburse the costs of repatriation from abroad to the insured person’s home country to the nearest suitable hospital, provided that the repatriation is medically ne cessary and justifiable.The costs of an accompanying person are also reimbursable, provided that this is necessary and ordered for medical reasons. Rescue flights, i.e., medical transport using a specially equipped and certified air ambulance, are also covered, provided that, according to a medical certificate, this is the only way to save the life of a seriously ill or injured insured person and is carried out by an air rescue company recognized under the guidelines for the operation of air ambulance flights.
Newborn Care
Newborns can be added to an existing policy under the same insurance number. To ensure acceptance without additional underwriting, the application must be submitted within two months of the child's birth, and at least one parent must have been continuously insured under Care Expat World for a minimum of three months on the date of birth. The selected coverage for the newborn cannot exceed the insured parent's level of coverage, and the child must not be covered by any other health insurance policy.
Read our text for deeper thoughts on family planning for digital nomads here.
Dental Care
Basic Plan: No dental coverage included. Comfort Plan: provides 60% reimbursement up to a maximum of €8,000 per calendar year. Premium Plan: provides 80% reimbursement up to a maximum of €10,000 per calendar year. Any agreed deductible will not be applied for dental prosthetics as well as orthodontic treatment. The insurance coverage includes expenses for dental prosthetics (e.g., dentures, abutment teeth, bridges, crowns, inlays/onlays, implants), repairs to dental prosthetics, as well as for orthodontic treatment, functional analysis, and functional therapy services, including pre- and post treatment care.
Alternative Medicine and Therapies
Basic Plan: alternative therapies are not covered. Comfort Plan and Premium Plans cover treatments via acupuncture, homeopathy, naturopaths, phytotherapy, and treatment methods of Traditional Chinese Medicine (TCM), as well as preparations and remedies. Comfort Plan covers up to €750 per calendar year, Premium Plan covers up to €1,500 per calendar year.
Key facts about Care Concept
Why here?
Why you should take out your Care Concept
contract through NOMADS.insure
Already insured with Care Concept? Join us!
Review & claims management
We check if your contract is still in the right pricing zone, if your exclusions or risk loadings need to be reviewed and if your claims are paid according to the terms and conditions.
Great service at no extra cost for you
The services of brokers relieve the insurers direct support expenses. That’s why they are remunerated by the insurer. These costs are always calculated into the premium.
Your experienced advocate
As brokers we act on your behalf towards the insurer – like an attorney. Use our expertise, experience and network for your health insurance matters!
Get your free nomad guide now
Comprehensive guide for digital nomads: Everything insurance.
- 6 important questions to ask yourself
- 3 types of nomads: Which one are you?
- The right solution for every plan and budget
- Easy to read PDF with a decision tree and checklists
Hereby, I subscribe to receive occasional useful information for digital nomads via email. As a thank you, I will receive the PDF guide for travel and health insurance. Information on the careful handling of my data: See our user-friendly privacy policy.
Get your free nomad guide now
Comprehensive guide for digital nomads: Everything insurance.
- 6 important questions to ask yourself
- 3 types of nomads: Which one are you?
- The right solution for every plan and budget
- Easy to read PDF with a decision tree and checklists
Hereby, I subscribe to receive occasional useful information for digital nomads via email. As a thank you, I will receive the PDF guide for travel and health insurance. Information on the careful handling of my data: See our user-friendly privacy policy.