Insurance News for Digital Nomads

Aaron Schnakenberg

In an era where the digital nomad lifestyle has captured the hearts of wanderers everywhere, the freedom to explore new cultures and work from breathtaking locations is more appealing than ever. However, amidst the excitement of packing your bags and booking your next flight, there’s one crucial aspect that often gets overlooked: the real cost of healthcare across the globe.

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Female Digital Nomad on a pebble beach

Quite some digital nomads are making a mistake by trying to avoid medical underwriting in their long-term international health insurance. There is only a small number of cases where this can actually make sense. You are most likely none of them.

When selecting health insurance as a digital nomad, opting for medical underwriting can often provide better coverage and cost-effectiveness. Here’s why:

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Christoph and two sheep in the fog of Madeira island

Many digital nomads consider using credit card travel insurance for their global health needs. While cards like Revolut or American Express offer substantial travel insurance benefits, they are designed for short-term trips, not a nomadic lifestyle.

Credit card travel insurance typically covers trips of up to 30 days (or up to 90 days with more premium plans) and requires trips to start and end in the home country. In contrast, international health insurance covers long-term, unlimited travel without such constraints, ensuring continuous protection wherever you are.

You surely already sense that relying on this type of credit card travel insurance as a digital nomad smells like a recipe for trouble. Here is why.

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