Worldwide Coverage
International health insurance for digital nomads: Can be tailored to your plans and needs.
Pro: Deferred Coverage
The EXPAT INFINITY lets you "freeze" your approved health status and reactivate it later without a new health assessment (for interrupted world travels).
Con: Though Underwriting
If any health-related questions are flagged in the medical questionnaire, BDAE requires extensive documentation and details.
Plans and prices of BDAE Expat Infinity
- Basic
- Inpatient
- Outpatient
- Dental
- Vision
- Maternity
- Recommendation
- Our Rating
- 142 €
- Basic
- Solid Foundation
- Not a Chance
- Dream On
- Out of Sight
- Not in the Cards
- Budget-friendly essential coverage.
- ★★☆☆☆
- 142 €
- Classic
- Got You Covered
- Fair Play
- Decent, but Not Perfect
- A Little Glimpse
- Not on the Radar
- Well-rounded protection.
- ★★★☆☆
- 194 €
- Premium
- Top-Notch Care
- All Bases Covered
- Smile with Confidence
- Clear View
- Full Circle Care
- Comprehensive premium care.
- ★★★★★
- 239 €
Prices shown are for a 32 years old person in the pricing zone for Portugal without deductible. See more pricing examples below – and request your quote right here.
Monthly premiums at BDAE Expat Infinity
87 €
22 years old
Georgia (Zone 2)
“Basic” plan
250 € deductible
60 €
22 years old
Georgia (Zone 2)
“Basic” plan
250 € deductible
124 €
32 years old
Thailand (Zone 3)
“Premium” plan
1,000 € deductible
198 €
32 years old
Thailand (Zone 3)
“Premium” plan
1,000 € deductible
124 €
32 years old
Thailand (Zone 3)
“Premium” plan
1,000 € deductible
180 €
45 years old
Mexico (Zone 3)
“Classic” plan
500 € deductible
424 €
53 years old
Indonesia (Zone 1)
“Premium” plan
0 € deductible
351 €
53 years old
Indonesia (Zone 1)
“Premium” plan
0 € deductible
Premiums depends on age, destination and deductible. Underwriting is subject to medical risk assessment.
Contracts with BDAE Expat Infinity
Maximum Contract duration: unlimited
The plans offer the option for indefinite continuation, making them ideal for long-term coverage. Contracts renew automatically each year unless the policyholder chooses to cancel.
Max. entry age: 75
The BDAE Expat Infinity plan allows new applicants up to the age of 75, a rare feature in the market. While this entry age limit applies to new applicants, those already insured can continue their coverage beyond 75 without a predefined end age.
Minimum duration: 12 Months
The group insurance contract is established between the policyholder and the insurer for a period of one year. It automatically renews for an additional year unless terminated with a notice period of three months before the end of the current term.
I really appreciate the excellent price-benefit ratio that BDAE offers, especially when it comes to countries in lower zones. Even their premium tariffs provide outstanding value, making them an affordable option without compromising on comprehensive coverage. It's a great choice for those looking to balance cost and quality, no matter where they are in the world.
Let’s talk about your own requirements and see together if BDAE Expat Infinity is a fit for you as well, maybe in direct comparison to COVRD.EE.
Contract Properties with BDAE Expat Infinity
Why BDAE Expat Infinity?
I really like that with BDAE, you can freeze your health status, which is something unique in the market. This flexibility allows you to start with travel insurance if you're not sure about your long-term plans and easily transition to full coverage later. It's a great solution for anyone who wants more control and peace of mind as they figure out their next steps.
If that’s of interest for you: Just book a free consultation right away!
We’ll then talk through your situation and your needs. As independent brokers we’ll propose the best possible deal for your requirements.
Coverage Features
Telemedicine
BDAE offers exclusive, comprehensive telecommunication services for its policyholders abroad. With the Feel Good Package, EXPAT INFINITY customers can access 24/7 emotional support, including counselling, stress management programs, and life coaching. Additionally, the Emma Health Assistant provides free, on-demand access to medical advice via WhatsApp, Telegram, or Webchat. Emma offers symptom checks, medical consultations, and connects you with healthcare professionals in real time, making healthcare more accessible and convenient. Both services are included at no extra cost for BDAE customers.
Medical Evacuation and Repatriation
BDAE provides comprehensive emergency evacuation and repatriation services. In medically necessary cases, BDAE arranges emergency evacuations and transfers to suitable hospitals. The coverage includes repatriation expenses up to €250,000 per insured event, as well as the implementation and assumption of costs for transfers in the event of death, up to €10,000. This ensures that policyholders receive prompt and efficient medical assistance, wherever they are.
Newborn Care
Newborns can be immediately co-insured under the policy from the day of birth, with no health check-up or waiting period required, as long as the application is submitted within two months after the birth. If the application is made after this two-month period, a completed health questionnaire will be required to assess the newborn’s health status. Based on this evaluation, the insurer may apply a risk analysis and decide on the terms of acceptance, which could include additional provisions or a risk surcharge. Coverage will begin once the application is accepted by the insurer or its authorized representative.
Read our text for deeper thoughts on family planning for digital nomads here.
Dental Care
Basic Tariff: No coverage for dental treatments, including basic dental care, tooth replacements, or orthodontics. Preventive treatments are also not covered. Classic Tariff: Covers 100% of the invoice for medically necessary outpatient dental treatments (excluding inlays and onlays). Includes one preventive dental check-up per year at 100% coverage, but professional teeth cleaning and fluoridation are not reimbursed. No coverage for tooth replacements or orthodontics. Premium Tariff: Covers 100% of the invoice for medically necessary outpatient dental treatments (including inlays and onlays as dental replacements). Offers two preventive check-ups per year at 100% coverage, and covers professional teeth cleaning and fluoridation up to €150 annually. Provides 90% coverage for medically necessary dentures and orthodontic treatments, with limits up to €3,000 in the first two insurance years and €4,000 thereafter. Dental treatments following accidents are covered within the specified limits.
Alternative Medicine and Therapies
BDAE generally does not cover alternative medicine or therapies, such as acupuncture, homeopathy, or naturopathy, under its standard plans. Coverage for these types of treatments is not included, and insured individuals should be aware that expenses for alternative therapies will not be reimbursed unless explicitly stated in a separate agreement or additional coverage.
Key facts about BDAE Expat Infinity
Why here?
Why you should take out your BDAE Expat Infinity
contract through NOMADS.insure
Already insured with BDAE Expat Infinity? Join us!
Review & claims management
We check if your contract is still in the right pricing zone, if your exclusions or risk loadings need to be reviewed and if your claims are paid according to the terms and conditions.
Great service at no extra cost for you
The services of brokers relieve the insurers direct support expenses. That’s why they are remunerated by the insurer. These costs are always calculated into the premium.
Your experienced advocate
As brokers we act on your behalf towards the insurer – like an attorney. Use our expertise, experience and network for your health insurance matters!
Der kostenlose Leitfaden
Umfassender Leitfaden für digitale Nomaden: Alles über Versicherungen.
- 6 wichtige Fragen, die Du Dir stellen solltest
- 3 Typen von Nomaden: Welcher Typ bist Du?
- Die richtige Lösung für jeden Plan und jedes Budget
- Leicht zu lesendes PDF mit Entscheidungsbaum und Checklisten
Hiermit melde ich mich zum Empfang gelegentlicher Fachinformationen für Digitale Nomaden per E-Mail an. Als Dankeschön dafür erhalte ich den PDF-Leitfaden zur Reise. bzw. Krankenversicherung. Informationen über den sorgfältigen Umgang mit meinen Daten: Siehe unsere benutzerfreundliche Datenschutzrichtlinie.