Weltweite Deckung
Auslandskrankenversicherung für digitale Nomaden: Kann auf deine Pläne und Bedürfnisse zugeschnitten werden.
Auslandskrankenversicherung für digitale Nomaden: Kann auf deine Pläne und Bedürfnisse zugeschnitten werden.
The EXPAT INFINITY lets you "freeze" your approved health status and reactivate it later without a new health assessment (for interrupted world travels).
If any health-related questions are flagged in the medical questionnaire, BDAE requires extensive documentation and details.
Die angegebenen Preise gelten für eine 32-jährige Person in der Preiszone für Portugal ohne Selbstbeteiligung. Sieh dir unten weitere Preisbeispiele an – und fordere dein Angebot gleich hier an.
22 Jahre alt
Georgia (Zone 2)
“Basic” Plan
250 € Selbstbeteiligung
22 years old
Georgia (Zone 2)
“Basic” plan
250 € deductible
32 Jahre alt
Thailand (Zone 3)
“Premium” Plan
1,000 € Selbstbeteiligung
32 years old
Thailand (Zone 3)
“Premium” plan
1,000 € deductible
32 Jahre alt
Thailand (Zone 3)
“Premium” Plan
1,000 € Selbstbeteiligung
45 years old
Mexico (Zone 3)
“Classic” plan
500 € deductible
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“{{mpg_ps4tariff}}” Plan
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53 years old
Indonesia (Zone 1)
“Premium” plan
0 € deductible
Die Prämien sind abhängig von Alter, Reiseziel und Selbstbeteiligung. Die Versicherung unterliegt einer medizinischen Risikoprüfung.
The plans offer the option for indefinite continuation, making them ideal for long-term coverage. Contracts renew automatically each year unless the policyholder chooses to cancel.
The BDAE Expat Infinity plan allows new applicants up to the age of 75, a rare feature in the market. While this entry age limit applies to new applicants, those already insured can continue their coverage beyond 75 without a predefined end age.
The group insurance contract is established between the policyholder and the insurer for a period of one year. It automatically renews for an additional year unless terminated with a notice period of three months before the end of the current term.
BDAE offers exclusive, comprehensive telecommunication services for its policyholders abroad. With the Feel Good Package, EXPAT INFINITY customers can access 24/7 emotional support, including counselling, stress management programs, and life coaching. Additionally, the Emma Health Assistant provides free, on-demand access to medical advice via WhatsApp, Telegram, or Webchat. Emma offers symptom checks, medical consultations, and connects you with healthcare professionals in real time, making healthcare more accessible and convenient. Both services are included at no extra cost for BDAE customers.
BDAE provides comprehensive emergency evacuation and repatriation services. In medically necessary cases, BDAE arranges emergency evacuations and transfers to suitable hospitals. The coverage includes repatriation expenses up to €250,000 per insured event, as well as the implementation and assumption of costs for transfers in the event of death, up to €10,000. This ensures that policyholders receive prompt and efficient medical assistance, wherever they are.
Newborns can be immediately co-insured under the policy from the day of birth, with no health check-up or waiting period required, as long as the application is submitted within two months after the birth. If the application is made after this two-month period, a completed health questionnaire will be required to assess the newborn’s health status. Based on this evaluation, the insurer may apply a risk analysis and decide on the terms of acceptance, which could include additional provisions or a risk surcharge. Coverage will begin once the application is accepted by the insurer or its authorized representative.
Lies unseren Text mit tieferen Gedanken zur Familienplanung für digitale Nomaden hier.
Basic Tariff: No coverage for dental treatments, including basic dental care, tooth replacements, or orthodontics. Preventive treatments are also not covered. Classic Tariff: Covers 100% of the invoice for medically necessary outpatient dental treatments (excluding inlays and onlays). Includes one preventive dental check-up per year at 100% coverage, but professional teeth cleaning and fluoridation are not reimbursed. No coverage for tooth replacements or orthodontics. Premium Tariff: Covers 100% of the invoice for medically necessary outpatient dental treatments (including inlays and onlays as dental replacements). Offers two preventive check-ups per year at 100% coverage, and covers professional teeth cleaning and fluoridation up to €150 annually. Provides 90% coverage for medically necessary dentures and orthodontic treatments, with limits up to €3,000 in the first two insurance years and €4,000 thereafter. Dental treatments following accidents are covered within the specified limits.
BDAE generally does not cover alternative medicine or therapies, such as acupuncture, homeopathy, or naturopathy, under its standard plans. Coverage for these types of treatments is not included, and insured individuals should be aware that expenses for alternative therapies will not be reimbursed unless explicitly stated in a separate agreement or additional coverage.
Warum du deinen BDAE Expat Infinity
Vertrag über NOMADS.insure abschließen solltest
Wir prüfen, ob dein Vertrag noch in der richtigen Preiszone liegt, ob deine Ausschlüsse oder Risikozuschläge überprüft werden müssen und ob deine Schäden gemäß den Bedingungen bezahlt werden.
Die Dienste von Maklern entlasten die Versicherer von direkten Betreuungskosten. Deshalb werden sie vom Versicherer vergütet. Diese Kosten werden immer in die Prämie eingerechnet.
Als Makler handeln wir in deinem Namen gegenüber dem Versicherer – wie ein Anwalt. Nutze unser Fachwissen, unsere Erfahrung und unser Netzwerk für deine Krankenversicherungsangelegenheiten!